Job Overview:
We are seeking an experienced Sr. Credit Risk Analyst to join our team at Workwarp. As a Sr. Credit Risk Analyst, you will play a critical role in developing strategies to optimize consumer credit risk, marketing, and portfolio growth. This is a unique opportunity to work with a talented team and make a significant impact on our business.
Key Responsibilities:
- Develop and implement underwriting strategies using statistical and data mining analyses to maximize unit economics and reduce defaults
- Establish and maintain Key Performance Indicators (KPIs) to measure portfolio profitability and unit economics
- Analyze and recommend optimal product parameters, such as loan amounts and interest rates, based on target economics and performance metrics
- Collaborate with internal business teams to implement portfolio strategies and present findings to senior management and credit committee members
- Develop testing frameworks and analyze results to inform portfolio decisions
Requirements:
- Bachelor's degree in Statistics, Economics, Business, Operations Research, Mathematics, or a related quantitative field; Master's degree preferred
- 2-4 years of experience in highly quantitative roles, with a focus on developing and recommending strategies using quantitative methods
- Proficiency in SAS, R, Python, SQL, and Excel, with experience handling large datasets
- Excellent written and verbal communication skills, with strong problem-solving and organizational abilities
What We Offer:
- Competitive salary and benefits package
- Opportunity to work remotely or on a hybrid schedule
- Collaborative and dynamic work environment
- Professional development and growth opportunities
How to Apply:
If you are a motivated and experienced credit risk professional looking for a new challenge, please submit your application. We can't wait to hear from you!
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