Job Description:
• Approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans
• Conducting a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers
• Reviewing customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues
• Using technological tools, including computer software, to assist in the credit analysis process
• Making recommendations and/or decisions after various possibilities are considered
Requirements:
• Bachelor’s degree, or equivalent work experience
• Typically four or more years of relevant experience
• Strong credit analysis and analytical skills
• Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
• Background in economics, accounting, and/or finance
• Effective technical report writing skills
• Effective verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages
• Master's degree or CPA certification is preferred
Benefits:
• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law