Note: The job is a remote job and is open to candidates in USA. NMS is seeking a Remote Non-QM Loan Underwriter to evaluate and underwrite complex non-qualified mortgage loan applications. The role involves ensuring compliance with underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy.
Responsibilities
• Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans
• Underwrite and approve or deny loan applications based on the company’s guidelines, policies, and regulatory requirements
• Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues
• Ensure loan files are complete, accurate, and compliant before final approval or denial
• Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products
• Provide guidance and support to junior underwriters and other team members as needed
• Maintain a high level of productivity and quality assurance while meeting deadlines
Skills
• Minimum of 3+ years of experience in underwriting Non-QM loans
• Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products
• Experience Underwriting Non-QM products within the past year
• Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans
• Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail
• Excellent communication skills, both written and verbal
• Ability to work independently and as part of a collaborative team
• Strong organizational and problem-solving skills
Benefits
• No bonus
• Paid OT
Company Overview
• NMS (National Mortgage Staffing), we specialize in providing top-notch direct hire and temporary recruitment services tailored to your company’s needs in the financial industry. It was founded in 2010, and is headquartered in Fort Myers, Florida, USA, with a workforce of 51-200 employees. Its website is https://www.nationalmortgagestaffing.com/.
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