[Remote] Underwriter III - Non-Delegated Mortgage

Note: The job is a remote job and is open to candidates in USA. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation specializing in mortgage services. As a Mortgage Underwriter III, you will be responsible for underwriting Government and Conventional loans, ensuring compliance with quality standards and guidelines, and managing your individual pipeline effectively. Responsibilities • Manage individual pipeline on a daily basis by completing Conventional loans, Non-Agency (including Bank Statement, Jumbo, and DSCR programs), simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times • Identify any document deficiencies, request additional information and/or documentation from Clients as needed • Navigate and interpret all Agency, Non-Agency and company guidelines • Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan • Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans • Experience associated with client-initiated scenario questions and ability to provide live assistance with loan structure and solution-based guidance Skills • Encompass LOS experience • Ability to communicate effectively and professionally • Basic proficiency in Microsoft Office products (Excel, Word, etc.) • Loan quality and risk management experience • Excellent Customer/Client service skills • Ability to work in a fast-paced production environment • Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints • Excellent written and verbal communication skills • Prioritization and Time Management skills • Ability to learn and adapt to guideline changes • Knowledge of FNMA and FHLMC guidelines • Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor • Project management experience Benefits • Competitive salaries • An ownership stake in the company • Medical and dental insurance • Time off • A great 401k matching program • Tuition assistance program • An employee volunteer program • A wellness program Company Overview • Western Alliance Bank is a banking firm that offers commercial and business banking solutions. It was founded in 1994, and is headquartered in Phoenix, Arizona, USA, with a workforce of 1001-5000 employees. Its website is Company H1B Sponsorship • Western Alliance Bank has a track record of offering H1B sponsorships, with 42 in 2025, 30 in 2024, 49 in 2023, 28 in 2022, 13 in 2021, 10 in 2020. Please note that this does not guarantee sponsorship for this specific role. Apply tot his job