Loan Analyst I

Wintrust Financial Corporation is the largest life insurance premium finance company in the country, providing customized financing solutions for borrowers. The Loan Analyst I will manage aspects of the loan process for assigned clients, focusing on relationship building and ensuring compliance with lending policies. Responsibilities Maintain a "customer is first" environment to meet or exceed expectations and needs Protect the Bank's assets and maintain quality of the portfolio by adhering to lending policies and procedures Ensure that credit decisions and recommendations are made in accordance with credit principals and in compliance with policies Oversee documentations and ongoing monitoring of assets and client portfolio Preparing and issuing loan packages and credit correspondence Follow-up with brokers/clients to ensure that requirements needed for renewals and reviews are collected and delivered on a timely basis Increase existing client business by identifying cross-selling opportunities in lending and deposits Coordinate with Credit Officers, Portfolio Management and Legal Counsel to approve premium finance loans Manage and monitor defaulted loans by assisting brokers/clients to meet their client's unique circumstances and requests Oversee all phases of loan processing, including exposure model generation, legal document preparation, funding, collateral management and default/liquidation Compile in depth credit recommendation summaries through the analysis of tax returns, financial statements, brokerage accounts, and credit reports Performs other duties and responsibilities as assigned by management Skills Bachelor's degree required (Finance, Insurance, Business preferred) Knowledge of standard business practices and working in team environment Detail oriented with strong analytical skills Strong communication skills and work ethic Ability to work independently and prioritize in a fast-paced environment Self-starter with the ability to work with minimal supervision 0 – 3 years of financial services or insurance industry experience Benefits Medical Insurance Dental Vision Life insurance Accidental death and dismemberment Short-term and long term Disability Insurance Parental Leave Employee Assistance Program (EAP) Traditional and Roth 401(k) with company match Flexible Spending Account (FSA) Employee Stock Purchase Plan at 5% discount Critical Illness Insurance Accident Insurance Transportation and Commuting Benefits Banking Benefits Pet Insurance Company Overview Wintrust Financial Corporation delivers sophisticated financial capabilities with a community bank personality across its businesses in banking, specialty finance, and wealth management. It was founded in 1995, and is headquartered in Rosamond, Illinois, USA, with a workforce of 5001-10000 employees. Its website is Company H1B Sponsorship Wintrust Financial Corporation has a track record of offering H1B sponsorships, with 26 in 2025, 15 in 2024, 19 in 2023, 27 in 2022, 10 in 2021, 7 in 2020. Please note that this does not guarantee sponsorship for this specific role.